Ben Quinlan explains why the BNPL business model is broken, and how fintechs can find a path to profits.

Benjamin Quinlan, founder of consultancy Quinlan & Associates, speaks with DigFin‘s Jame DiBiasio about the quandary BNPL fintechs now find themselves in. From balance sheets to credit risk, Ben breaks down the numbers and shows why the current model doesn’t work – and points out ways BNPL firms can achieve a more durable success.
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